Illustration-Q4 Homepage Refresh-Features Icons Illustration-Q4 Homepage Refresh-Features Icons }
Take Payments Today! Download the Free ShopKeep App.
Get Started
Get Started
Get Started Free
Quickbooks credit card reader

A Free Credit Card Reader

Makes Your First Sale That Much Sweeter

Flat Processing Rate: 2.5% + 10¢

Get Your Free Card Reader

* Available exclusively to new ShopKeep customers

ShopKeep capital logo

Flexible Funding for
ShopKeep Merchants

Capital to Grow Your Business Your Way

See If You Qualify
Don’t have a ShopKeep account? Sign up now.
ShopKeep capital empowers businesses
We realized that small businesses didn’t have access to fast, fair capital. So we created it. Two years later, our customers have used millions of dollars in ShopKeep Capital to grow their businesses, and we fund small businesses every single day.
ShopKeep capital empowers small business owners to dream big

ShopKeep Capital is a quick and
seamless way to get a boost

Amber, owner of Karat Bar and Bistro
  • 1K+
    small businesses funded
  • $16M+
    invested in small businesses
  • 80%
    of funded merchants renew for more Capital

What is ShopKeep Capital?

A merchant-friendly cash advance with a flat fee, exclusively available to businesses that use ShopKeep.

When I first learned about
Shopkeep Capital, it actually
sounded too good to be true.

Melissa, owner of The Groom Room

How It Works

Check your ShopKeep BackOffice to see your eligibility. It takes seconds to apply, and there are no credit checks or paperwork.

Choose the amount of Capital you need. With our transparent, flat-fee model, you see how much you’ll pay in total before you accept anything.

Get funds ASAP. A lump sum hits your bank account as soon as the next day.

ShopKeep capital gives you what you need

Pay when you get paid. We’re on your side, so there are no repayment schedules. A percentage of your credit card sales go toward your cash advance. Our small business owners appreciate the program’s simplicity.

ShopKeep capital lets you pay when you get paid
  • $10K
    The average size of a Capital advance
  • 90%
    The percentage of Capital requests that are funded
  • 24 Hours
    The time it takes to get funded

How is all this possible? Because ShopKeep Capital is brought to you by the same people who provide your point of sale, we have unprecedented insight into your business.

We’re proud to offer simple, fast financing to grow small businesses like yours.

We want to talk with you! Email us at