1K+small businesses funded
$16M+invested in small businesses
80%of funded merchants renew for more Capital
What is ShopKeep Capital?
A merchant-friendly cash advance with a flat fee, exclusively available to businesses that use ShopKeep.
When I first learned about
Shopkeep Capital, it actually
sounded too good to be true.
How It Works
Check your ShopKeep BackOffice to see your eligibility. It takes seconds to apply, and there are no credit checks or paperwork.
Choose the amount of Capital you need. With our transparent, flat-fee model, you see how much you’ll pay in total before you accept anything.
Get funds ASAP. A lump sum hits your bank account as soon as the next day.
Pay when you get paid. We’re on your side, so there are no repayment schedules. A percentage of your credit card sales go toward your cash advance. Our small business owners appreciate the program’s simplicity.
If you use ShopKeep Payments:
11% of your MasterCard and Visa sales are withheld and go toward your balance.
If you don’t use ShopKeep Payments:
11% of your daily credit card sales come directly from your business bank account and go toward your balance.
We quickly realized we needed a little boost to keep the momentum going before the holiday season. ShopKeep Capital was the best solution for us.
Shopkeep Capital has been fantastic for us. It has allowed us to have a large influx of funds to increase our inventory at strategic times during the year. We have also used it for larger equipment purchases.
$10KThe average size of a Capital advance
90%The percentage of Capital requests that are funded
24 HoursThe time it takes to get funded
How is all this possible? Because ShopKeep Capital is brought to you by the same people who provide your point of sale, we have unprecedented insight into your business.
We’re proud to offer simple, fast financing to grow small businesses like yours.